FI Collective
Professional mortgage brokers ready to help you.
Explore lending options for your home, investment or business, with support from a team that takes the time to understand your circumstances.
Buying your first home, moving on or reviewing your current loan? We’ll guide you through your options and help you find finance that suits your needs and future plans.
From purchasing commercial property to financing vehicles and equipment, we’ll help you explore lending options that fit your business and its next stage.
About FI Collective
At FI Collective, we believe finding finance starts with understanding you. Our Perth-based team provides straightforward guidance and lending solutions suited to your individual circumstances.
We work with you, your lender and the professionals involved in your purchase or refinance to help keep the process moving. When you have a question, you’ll have a real person to speak to and support at each stage.
We listen to what matters to you, answer your questions and keep you informed throughout the lending process.
We explore loan options from our lender panel, considering your needs, circumstances and the features that matter to you.
Our relationship continues after settlement. As your circumstances change, we’re here to help you review your finance and plan your next move.
Client Success Stories
EXCELLENT
Based on 245 reviews
Posted on Google![]()
Maya DaveyTrustindex verifies that the original source of the review is Google.
I couldn’t recommend Paul Booth and the team at FI Collective highly enough. Paul was absolutely incredible throughout the entire process and made what could have been a really stressful experience feel easy and straightforward from start to finish. As first home buyers, we had a lot of questions, and Paul was always incredibly patient, knowledgeable and generous with his time. He explained everything clearly, kept us updated throughout the process and was always quick to respond whenever we needed anything. We genuinely felt like he had our best interests at heart and went above and beyond to make sure we understood our options and were getting the best possible outcome. The level of service from Paul and FI Collective was exceptional. Everything was handled so efficiently and professionally, and having someone so knowledgeable and reliable guiding us through the finance process gave us so much confidence. We are incredibly grateful for everything Paul did to help us purchase our first home and would recommend him without hesitation to anyone looking for a mortgage broker. We will absolutely be going back to Paul in the future. Thank you so much, Paul and FI Collective!Posted on Google![]()
Jakob JensenTrustindex verifies that the original source of the review is Google.
Paul from ficollective has been awesome to deal with everything went as smoothly as possible couldn’t recommend him enough!Posted on Google![]()
Vincent AgnelloTrustindex verifies that the original source of the review is Google.
I had an excellent experience with FI Collective when purchasing my first home. Paul was everything a client seeks in a mortgage broker, as he was fast, efficient and ensured he looked after us to get the best deal and has continued to do help us out after the process has finished. Great experience overall and recommend!Posted on Google![]()
Anna ATrustindex verifies that the original source of the review is Google.
I couldn’t recommend Justin at FI Collective highly enough. He was amazing throughout the entire process — incredibly responsive, patient with all of my questions, and always took the time to explain everything clearly. He worked hard to find a way to make my loan work and made what could have been a stressful process feel easy and straightforward. I’m so grateful for all his help and would absolutely recommend him to anyone looking for a great broker!Posted on Google![]()
Stephanie CameronTrustindex verifies that the original source of the review is Google.
We cannot recommend Paul, Alice and the team at Fi collective enough! Paul’s knowledge of different lenders, his promptness in responding to all our questions, and his ability to think outside the box is unmatched. This is our 3rd property/refinance purchase with Paul and we cannot fault his service and expertise. There is no doubt we will continue to use Paul and the team at FI for our next purchases as wellPosted on Google![]()
Chris AppletonTrustindex verifies that the original source of the review is Google.
It was an absolute pleasure dealing with Justin from start to finish assisting me with my refinance, aswell as securing my home loan with the best possible rate and with a very fast turnover time. Great comms throughout the whole process. Highly recommend, legend!Posted on Google![]()
Brendon PlugTrustindex verifies that the original source of the review is Google.
Choosing FI collective to organize finance for me was the best decision i have ever made. Great to work with and always kept me informed with what was happening. Wouldn't go anywhere else.Posted on Google![]()
Bryce GouldTrustindex verifies that the original source of the review is Google.
Paul and team were both professional and personal through the mortgage experience and also provided good advice to purchase a property. Highly recommended!Posted on Google![]()
Olivia RomeoTrustindex verifies that the original source of the review is Google.
As a first home owner, Paul helped me feel confident through each step of the process! Available to answer any questions, explain anything we didn’t fully understand in as much detail as needed and made it all feel exciting rather than stressful!
Loan & Finance Calculators
Explore what your repayments could look like, estimate your borrowing capacity or calculate stamp duty with our online tools.
Use the results as a starting point, then talk to our team about your circumstances and options
Guides & Insights
Explore practical guides and insights on buying property, understanding your loan options and keeping up with changes that could affect your plans.

Understand the negative gearing and Capital Gains Tax changes commencing from July 2027 and what they could mean for property investors.

Learn how the Australian Government 5% Deposit Scheme works, who may qualify and what eligible first home buyers should consider before applying.

Buying your first home in WA? Explore deposits, government assistance, stamp duty concessions, borrowing capacity and home loan pre-approval.
Not sure where to start? Tell us what you’re planning, and our team will help you understand your finance options and what comes next.